Most people do not really want life insurance, but most people really need it. My son is 33 and he was talking to a college buddy last week. This is a guy who is the same age and is married with one son. He makes an excellent living and can afford a lot of term insurance at a very low cost. He has been putting it off because he is so young he figures his odds of dying are very low. He's right, they are low.
Early week his 29 year old wife went to the doctor because she was feeling flu-like symptoms. I have not learned exactly what disease she contracted, but two days later she died. A terrible story for sure, but it proved that we never know when it is our time to leave this earth.
Many young people we encounter feel they are bullet proof and will use the price of life insurance premiums for other more necessary things. Most older people we encounter wish they had purchased more insurance when it was so inexpensive.
That is one reason why young parents are looking into insurance policies on their babies. Not only are they a great way to help save money for college, but they also enable that child to buy policies that cost so much less when they are adults.
The day to start looking for insurance is today. Tomorrow could be too late.
Tuesday, November 4, 2008
I don't Need Life Insurance Right Now
Labels:
babies,
college,
died,
life insurance,
low cost,
older people,
save money,
term insurance
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5 comments:
this is sad, where do i sign up ?
Hows it going? I just found your website today through Google. I wanted to let you know that I am making a free insurance discussion community online. I would love to have you be a member. Its free to make posts and you can even drop links back to your website or company. I am currently working with a team of developers and insurance professionals, the site is still in its infant stage. Any help would be much appreciated, a link from your site or maybe some posts to help get the content started.
Here is the URL:
http://www.insuranceforum1.com
This project is something that I plan to put a lot of time and effort into, its important that I meet and network with other webmasters and people involved in the insurance industry. Thanks for your time and I hope to hear back from you soon.
Best regards,
Mike Lightner
Insurance Forum
http://www.insuranceforum1.com
Hello
If you want some help understanding the basics about insurance you can visit this site, also you can find insurance companys in your state to request a free online quote.
http://yourfinance.co.cc/Insurance.html
Regards
Sad story....this proves only that sickness and death chooses no age bracket, doesn't mean the oldies would have to go first so we got to be prepared and secured - the earlier, the better - like you said "Tomorrow could be too late."
Great post! You are right. young age is not a guarantee that you will not die. Accident doesn't choose age. Sickness can affect anybody at any age. The time to be insured is now and later when you grow old you will realize that its cheap.
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